How It Works

Payday loans are not something that we ever envision ourselves needing, but the simple fact is that sometimes life throws us unexpected circumstances that we must meet in order to be able to maintain our lives. There is no doubt that this is frustrating, but it is not hopeless. Let us help you pay your emergency expenses without the stresses of faxing your information to and fro or trying to deal with credit checks.

Here is how our payday loan application and repayment process works:

To get started with SecureLoansOnline, simply fill out our 100% secure online loan application. When you have filled out all of your information completely and accurately, the process will begin. You will learn within only a few minutes from one of SecureLoansOnline's friendly representatives whether or not you qualify to receive a payday loan of up to $1,500.

The approval criteria for our payday loans are as follows:

• You must have a job that pays at least $1,000 monthly.
• You must have a verifiable checking or savings account that has direct deposit enabled.
• We must be able to verify your employment.
• You must be a US citizen at least 18 years of age or older.

When your payday loan application has been approved, it will take only a few minutes until you receive an email containing notification as well as your specific loan terms. Take the time to review these terms carefully, and call one of our helpful representatives if you have any concerns or questions. You are not in any way obligated to accept the loan just because it was approved. If you do decide that our online payday loan is right for you, however, simply follow the easy approval process that is outlined in the acceptance email you will receive. Upon doing this, your payday loan will be deposited into your bank account the very next business day.

It is vital that you understand the necessity of timely repayment of a payday loan. If you think that you may require additional time to repay the balance of your loan, it is important that you contact one of our helpful and friendly loan officers as soon as possible to discuss your options and to make arrangements.